Portfolio loans offer personalized lending
Commercial property investors unable to qualify for a bank loan often turn to higher interest hard money loans. There is another option. Portfolio lenders are typically small, local banks that have less stringent requirements for commercial loans to businesses and investors. Unlike a large, national bank, they don’t resell their commercial mortgages. Because of this, they can offer greater flexibility and customize terms to fit the borrower’s specific needs. Applications, approvals and closings are also trimmed down and can happen much faster.
Relationship-oriented portfolio lenders take the time to listen to your story and understand your unique financial needs. These lenders are well acquainted with small business owners and commercial property investors, as well as the unique challenges that they face. Over the years, we’ve cultivated a network of reliable lenders who trust our judgment.
Our portfolio loans allow for:
- Lower credit requirements
- Financing multiple properties in any condition
- Fast funding to compete with cash buyers
- Terms up to 30 years
No minimum FICO score required
Bad credit is not a deal breaker
30-year repayment terms available
No prepayment penalties
Often 15 days or less