Portfolio Lending
Portfolio loans offer
personalized lending
Commercial property investors unable to qualify for a bank loan often turn to higher interest hard money loans. There is another option. Portfolio lenders are typically small, local banks that have less stringent requirements for commercial loans to businesses and investors. Unlike a large, national bank, they don’t resell their commercial mortgages. Because of this, they can offer greater flexibility and customize terms to fit the borrower’s specific needs. Applications, approvals, and closings are also trimmed down and can happen much faster.
Relationship-oriented portfolio lenders take the time to listen to your story and understand your unique financial needs. These lenders are well acquainted with small business owners and commercial property investors, as well as the unique challenges that they face. Over the years, we’ve cultivated a network of reliable lenders who trust our judgment.
Our portfolio loans allow for:
- Lower credit requirements
- Financing multiple properties in any condition
- Fast funding to compete with cash buyers
- Terms up to 30 years

No minimum FICO score required

30-year repayment terms available

Fast closings
Let CMC Connect You With
Portfolio Lending

3%-6%

$250 MM

80%
Find out the keys to finding your ideal investment in our blog article, What to Look for in an Investment Property.