Conventional Type

  • Multi-Family and Commercial Properties

  • $1 to $50+ Million

  • Rates start in the 3% Range

  • Terms Up to 30 years

  • Max LTV 85-90%

  • No Minimum FICO

Land

  • Loan Amounts $1,000,000 to $250,000,000

  • 50% Max LTV of Collateral Appraised Value

  • 12 – 36 Month Terms

  • Interest Only Loans

  • Commercial Land

  • Agricultural Land

  • Residential Land

  • Raw Land


Hard Money

  • $250,000 to $100,000,000+

  • Up to 75% LTV

  • 1-3 Years

  • Interest Only

  • 2-3 Weeks to Close

  • No Prepayment Penalty

  • All Property Types

  • Purchase

  • Refinance

  • Blanket

  • Foreign Nationals

  • Non-recourse

  • Bank Turn-downs

  • Quick Closings

  • Discounted Payoffs

  • Vacant Properties

  • Distressed Locations

  • In Default, Foreclosure

  • Chapter 11 Exits

  • Line of Credit

Bridge

  • Up to 90% LTV $10,000,000+

  • Up to 80% LTV $4,000,000+

  • Up to 70% LTV $1,000,000+

  • 1-5 Years $4,000,000+

  • 1-3 Year $1,000,000+

  • Interest Only

  • 6.49-9.99%

  • No Appraisals (on 70-80% LTV loans)

  • All Property Types

  • Purchase

  • Refinance

  • Foreign Nationals

  • Bank Turn-downs

  • Quick Closings

  • Discounted Payoffs

  • Vacant Properties

  • Distressed Locations

  • In Default, Foreclosure

  • Chapter 11 Exits

  • Line of Credit


Construction

  • 15 business Days to Close

  • Quick Decisions

  • Easy Draw System

  • 12 Month Term – Interest Only

  • Residential or Commercial Construction

  • $200K to $2.5MM+ Loan Amounts

  • Simple Underwriting

  • 60-75% Loan-to-Cost

  • Equity Credited Towards LTC When Land is Owned

  • Low Cost Appraisals and Project Feasibility Studies

Rehab

  • 10 Business Days to Close

  • Quick Decisions

  • 6-24 Month Terms

  • Residential or Commercial Rehab

  • $100K to $50MM+ Loan Amounts

  • Up to 90% of the total project hard costs

  • 65-70% Max ARV

  • Simple Underwriting

  • Low Cost Appraisal / No Appraisal Options

  • Minimum FICO 620 w/ exceptions made on a case by case basis.

  • No Hidden Fees

  • No Profit Sharing

  • No Accrued Interest Minimums